Most home buyers want a reputable mortgage lender that will pre-approve them at the beginning of their home search and help them obtain the money they need. Home buyers also need a lender that will communicate with them and simplify the paperwork that accompanies any home purchase.
Haring Realty is privileged to work with a number of highly skilled loan officers. These mortgage companies provide financing for our client's with services designed to make home buying easy.
The companies that we work with can provide a number of mortgage services including:
It's important as a buyer that you establish some kind of financing before you make any kind of serious offer. The pre-approval process allows lenders to take a look at your finances and credit history in order to make a general assumption about your loan amount.
In order to get pre-approved for a loan, you need to contact a lender. Your REALTOR® can help you find a lender that you feel comfortable with and that offers programs best suited to your needs.
During the pre-approval process the lender looks at all of your finances and determines what kind of mortgage you can afford. With this step out of the way you can begin looking for your new home! Be prepared to bring:
Since most people do not have the ability to pay for a home in cash, they must become involved in a long-term commitment with a mortgage lender. While getting a home loan can be a complicated process—especially for first-time home buyers, there are certain steps you can follow to find the best lender and mortgage option for you.
Your first consideration should be selecting a mortgage lender. A recommendation: Do your research. While there are a number of different financial institutions from whom you can select, picking the first company may not always be the best choice. Having a plan in place to locate a reliable lender with a proven track record should include the following considerations:
Speak with your lender on these and other issues that could affect your credit rating during the process.
Let Haring Realty help with the finance process of your Mansfield or Ashland area home—contact us today.