Posts from April 2016

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April
27

April 27th, 2016 by

 

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The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report, which revealed that homes were on the market for an average of 47 days in March. This is a decrease from the 59 days reported in February, as well as the 52 days reported back in March 2015.

42% of homes across the country were on the market for less than a month, which is the highest it's been since July 2015 (43%)!

Among the states with homes selling in 30 days or less are Washington, Oregon, and...

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Categories: Housing Market
April
19

April 19th, 2016 by
If You Are Thinking of Selling, Now Is The Time | Simplifying The Market

If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell something is when supply of that item is low and demand for that item is high. That defines today's real estate market.

Jonathan Smoke, the Chief Economist of realtor.com, in a

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Categories: Housing Market
April
11

April 11th, 2016 by

You Can Save for a Down Payment Faster Than You Think | Keeping Current Matters

In a study conducted by Builder.com, researchers determined that nationwide, it would take "nearly eight years" for a first-time buyer to save enough for a down payment on their dream home.

Depending on where you live, median rents, incomes and home prices all vary. By determining the percentage of income a renter spends on housing in each state, and the amount needed for a 10% down payment, they were able to establish how long (in years) it would take for an average resident to save.

According to the study, residents in South Dakota are able to save for a down payment the quickest in just under 3.5 years. Below is a map created using the data for each state:

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Categories: Housing Market
April
8

April 8th, 2016 by

Building Wealth: First Rung on the Ladder is Housing | Keeping Current Matters

How Housing Matters is a joint project of the Urban Land Institute and the MacArthur Foundation. It is "an online resource for the most rigorous research and practical information on how a quality, stable, affordable home in a vibrant community contributes to individual and community success".

A recent story they published, The First Rung on the Ladder to Economic Opportunity Is Housing, discussed the importance of having affordable housing available to as many families as possible because:

"The ladder to economic success can stretch only so high wi...

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Categories: Housing Market
April
5

April 5th, 2016 by

 

Rent or Buy: Either Way You're Paying A Mortgage | Keeping Current Matters

There are some renters that have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either your mortgage or your landlord's.

As The Joint Center for Housing Studies at Harvard University explains:

"Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a...

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Categories: Housing Market
Tags: For Buyers, First Time Homebuyers

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