Posts from November 2019
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25
Everything You Need to Know About VA Loans
If you've spent even a tiny amount of time shopping around for a mortgage, then you know it's not exactly a picnic. Our REALTORS® understand that securing a home loan is easily the least fun part of the home buying process, but it's an unavoidable one.
That said, many homebuyers have a loan option they may not have considered: VA Loans. For those who qualify, a VA loan is an amazing resource, arguably much better than a conventional mortgage. So if you're looking at Mansfield homes for sale, be sure to carefully consider all your loan options.
What is a VA Loan?
VA Loans are backed by the U.S. Department of Veterans Affairs and are designed to provide a simple and affordable route to homeownership for military, veterans and their families. Since VA Loans were first offered under the Servicemen's Readjustment Act in 1944, they have helped countless current and former service members finance their homes.
18
6 Charities to Support on Giving Tuesday Dec. 3 in Mansfield
As you plan your holiday gift-giving, why not brighten the season for those less fortunate? Take part in the National Day of Giving on Tuesday, December 3 with a donation to one of these deserving charities around Mansfield suggested by our REALTORS®.
- The Shelby Foundation - 142 N. Gamble St., Suite F, Shelby 44875
Your donations to the Shelby Foundation go a long way toward building the community around Shelby homes for sale. The Foundation has a broad-based mission to support education, arts and culture, healthcare and other programs that strengthen and empower local residents of all ages. Contributions may be earmarked for specific funds or purposes of your choice. Office hours are 8 a.m. - 5 p.m. weekdays.
11
Homebuyers: Don't Drive Yourself Crazy Commuting
It's true that location matters when it comes to buying a home. A top location can offer a great school district, great amenities, convenient access to shopping, and a low crime rate. However, your commute time to work is another important factor to consider when looking for Mansfield homes for sale. It can be tempting to ignore a long commute if it would mean foregoing what is an otherwise perfect home. But will the time and cost of a long commute be worth it?
The Costs of a Long Commute
The average American commutes for approximately 25.4 minutes each way. But those in larger metropolitan areas are subject to an extremely long commute of up to 1.5 hours each way. Extreme commuters spend at least 15 hours a week on the road without getting paid for it. As the time adds up, so do your travel expenses, especially gas and car maintenance. In most cases, the savings realized by purchasing a home in a suburban area result in a higher cost overall. Adding a distant commute to your housing expenses can exceed 30% of your gross monthly income.
4
National Scholarship Month: Colleges & Universities Around Mansfield
Life is a journey and a formal education can help you chart your course. Whether your goal is to become a teacher, doctor, lawyer, or join the ranks as one of our REALTORS®, there are some fantastic educational institutions in the area. National Scholarship Month is the perfect time to take a look over degree options and the multitude of scholarship opportunities that are available.
- Ohio State University at Mansfield - 1680 University Drive, Mansfield, OH 44906
Ohio State University has satellite campuses all over the state, and one of the best is right here in Mansfield. The university offers programs in accounting, engineering, agribusiness, biochemistry, and nearly 100 other disciplines. OSU's motto is "education for citizenship," and you will find many people throughout Mansfield are OSU graduates who apply that motto daily as they make our community one of the best in the state.