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August
29

Buying Rather Than Building - Haring Realty

To build or buy? That's one of the first questions every homebuyer asks themselves before making a decision. Both choices offer plenty of benefits and plenty of challenges. Our REALTORS® know it's a difficult choice, but we also know that in most cases, buying a home is the better choice that offers far more advantages than drawbacks. As you consider your options, there are five key advantages every homebuyer should consider.

  1. Existing Homes Are Move-In Ready
    The vast majority of existing homes are sold in move-in-ready condition. In most cases, the work that needs to be done is more of a "want" than a "need." For instance, you may want to repaint a room or change the flooring, but you don't need to do it immediately. This gives you time to thoroughly consider your options, find a contractor to perform the work, etc.

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July
25

Down Payment Amounts - Buy a Home - Haring Realty

When looking for Mansfield or Ashland homes for sale, many buyers feel intimidated by the idea of the down payment. As in other kinds of loans, the down payment is the cash amount you'll "put down" to secure the transaction and get the financing you need.

Our REALTORS® know this is a potentially confusing issue. Advice about down payments has changed in recent years. Whenever the housing market takes a big swing, it's important to double-check all of your assumptions. A qualified real estate agent is the best person to ask.

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June
13

Downsizing Tips - Buy a Home - Haring Realty

Aging brings many changes in lifestyle and personal needs that can have a significant impact on finances. While some seniors choose to remain in their homes and age in place, others choose to downsize and move to smaller homes. If you're considering a move, our REALTORS® have some tips to make downsizing to a new home a smoother transition.

If you're considering moving to Mansfield and Ashland homes for sale, finding a home with the right amenities is essential for your senior years. Take a look at five home features that are important to your safety, health, lifestyle, and finances in your senior years.

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May
31

Avoiding Buyer Burnout - Haring Realty

Even in a buyer's market with plenty of affordable houses with little competition, buying a home is a stressful endeavor. This stress is amplified in today's market, where prices remain high and scant inventory leads to bidding wars. You can quickly become emotionally drained between finding a home that suits your needs and navigating a grueling loan approval process. Our REALTORS® can take some of the strain off your shoulders, but it's just as important to arm yourself with information to avoid buyer burnout.

Read on for some tips and tricks on navigating what can be both a stressful and joyful journey.

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January
31

Financing in 2022 - Homebuyers - Haring Realty

Our REALTORS® have been getting many questions about what to expect from the housing market in the coming year. No matter whether you're interested in Mansfield or Ashland homes for sale, there are plenty of opportunities.

The big question on everyone's mind is how financing will change in 2022.

Over the last year, many places in the country have seen home prices skyrocket. Homeowners have had the chance to attract abundant attention, with many homes receiving competitive bids from multiple buyers at once. As a result, quite a few homes have sold for well over asking price.

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December
13

Buyer Closing Costs - Haring Realty

Buying a home is one of the most significant purchases most people will ever make. And, just like when you go shopping at the store, the sticker price is not the home's total price. This can come as a shock to many first-time home sellers and first-time homebuyers alike, which is why our REALTORS® want you to know everything about closing costs and how they affect the final price you pay for your new dream home.

  • Fees and Commissions
    You will also need to factor in real estate agent fees and commissions. These can be around 6%, but they vary depending on the agent. The seller is the party that typically pays the agent fees and commissions. The seller also pays for title insurance and any pro-rated property taxes on the property. It is also the seller's responsibility to pay any HOA fees, attorney fees, and escrow money owed to the buyer. To help ink the deal, some contracts allow the seller and buyer to split, or have the buyer pay 100 percent of, the owner's title fees on cash deals.

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November
8

VA Loans in 2021 - Haring Realty

Our REALTORS® know that no matter what your homebuying goals are, the process of getting a loan can seem intimidating. Whether you're looking at Mansfield or Ashland homes for sale, the question of financing looms large for most buyers.

If you're a U.S. military veteran, the Veterans Administration loan program may be a good fit for you.

Known popularly as the "VA home loan," it's one of the biggest benefits offered to America's veterans. It grants a wide range of perks compared to conventional loans, including no down payment and attractive rates. There are many other advantages that you might qualify for.

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September
20

Buy a Home - Improve Credit Score - Haring Realty

Before looking at Mansfield or Ashland homes for sale, many would-be buyers take time to improve their credit scores. As a general rule, the better your credit is, the easier it is to access home loans on favorable terms. That usually means better interest rates and saving thousands over a mortgage's life.

Our REALTORS® have helped many clients understand how to tackle this process. We have spoken to many people who have put off their plans to buy a home due to their low credit score, even when they have substantial current income.

Luckily, you can improve your credit score in 2021 no matter where you start from!

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September
13

Buying a Flipped House - Haring Realty

The housing market is pretty hot nowadays, and investors are flipping like it's 2006 again. If you've been browsing homes for a while, you've probably come across flipped houses. But, buying a flipped house can be risky business.  Our REALTORS® are more than happy to guide you through the process and ensure you avoid any pitfalls.

If you're looking to buy a house in this marketfor instance, these Mansfield and Ashland homes for sale  knowledge is the best tool you have at your disposal. So, here's a guide to help you figure out whether a flipped house is worth it.

Buying A Flipped House: What You Need To Know

House flipping occurs when a real estate investor buys a house, makes some upgrades, and sells it at a profit. House flippers do it to make money. That's not to say you should discount these houses. You can get a great deal on the house, considering you don't have to dig further into your pocket to make renovations.

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August
16

From Apartment to First Home - Haring Realty

Moving from an apartment into your first home is exciting. But, it's also a bit nerve-wracking as you ponder plans for all the additional space you now have at your disposal. Our REALTORS® understand how you feel, and there are plenty of things you can do to keep your mind focused on the tasks ahead. The following tips will help you tie a bow on all the details so that you can enjoy settling into your new home.

  • Take care of the apartment first. Make sure to reread your lease and notify your landlord of your intention to move within the specified timeframe. You will want to confirm your responsibilities, when you'll get your deposit back, etc. You should also take care of any final rent payments, utility bills, and don't forget to file a change-of-address form with the post office.

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