Articles Tagged "sell"

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September
19

Clearing Clutter - Sell a Home - Haring Realty

Selling your home while you're still living in it is difficult for many sellers because it requires keeping the house show-ready, or not far from it, at all times. You never know when someone might schedule a showing, so you may have fairly short notice to clean and spruce up your home. Fortunately, decluttering and staging your home before listing it for sale will help prepare you for anything. Here are a few tips from our REALTORS® on decluttering when selling your home.

  • Make use of a storage unit.
    Most of us have way more belongings than your real estate agent would like to be in your home when it's being shown. Clutter tends to make homes look smaller and ruins buyers' ability to imagine themselves living there. It will help you declutter if you get a storage unit to hold everything you don't need right now, such as off-season clothes, holiday decorations, and other seldom-used items.

    Click Here to Read More...

July
8

7 Home-selling Tips to Ignore
Doesn't it seem like everyone you know becomes a real estate expert when they hear that you're trying to sell your home? While friends, family, and colleagues have good intentions when offering real estate advice, they're often relying on outdated info or common misconceptions about the real estate industry. It's so much easier to sell a home when you tune out the noise, ignore advice that doesn't work, and focus on tips from pros with their finger on the pulse of the industry. Our REALTORS® are here to help, with seven home-selling tips you should ignore.

  1. "Spring is the only time to sell your home."
    Yes, real estate shoppers often hit the market in force during the spring months, but that hardly means that spring is the only time to sell. When you list during the busiest months, you also have to deal with increased competition. Selling your home during the winter or other "slower" months can be a great option because there are still people looking for homes and you'll have less competition for their attention.

    Click Here to Read More...

June
24

Sell Your Vacant Home

You've already made the move to your new home, but your old one hasn't sold yet. That leaves you with the task of selling a vacant home. So what do you need to know about putting that home on the market? Perhaps the most important thing to know is that selling a vacant home can be a lot more challenging than attracting buyers for an occupied one. However, there are steps you can take to help ensure that your home holds its own among the other Mansfield homes for sale. Our REALTORS® have a lot of experience helping homeowners get vacant homes sold, and here are 6 tips that can help:

  1. Keep it sparkling clean – Making a vacant home appealing to buyers means keeping it clean and inviting. A deep cleaning, from top to bottom is the way to go. Once that is done, you'll need to see to it that it stays spotless until it sells, which means cleaning it regularly. Dust will collect, air will get stale, and dirt will get tracked in every time the home is shown to a potential buyer, so it will need a once-over at least once a month to make it shine. If distance prevents you from taking care of it, hire a cleaning service to do it for you.

    Click Here to Read More...

March
11

Spring 2019 Spring Home Maintenance List
With Spring just around the corner (and we promise it really is), you may be eyeing those cobwebs on the ceiling and the dust bunnies along the baseboards. As you tackle that Spring cleaning list, don't forget your home's maintenance list, especially if yours is a Mansfield home for sale.

Our REALTORS® suggest checking through these key areas of your property, top to bottom:

  • Roof and Gutters
    Spring is a good time to clean the roof and check for missing shingles,  rust or cracking, and of course, any leaking. Sometimes simply hammering the wayward shingle down and applying some caulk is enough, and sometimes you might need to call a professional. If you can't get on the roof yourself, using a pair of binoculars can get you started with your inspection. 

    At the same time you're giving the roof some attention, look over the gutters too. Clean out any leaves or debris. Look for leaks here also, as well as any place the gutters or downspouts may have pulled away from the house. Again, the caulk gun may be all you need to shore up the problem.

    Click Here to Read More...

September
18

Kitchen Renovations
If you're preparing your home for the market, it's important to step back and take a good look at your kitchen. That's what buyers do as they tour Mansfield homes for sale. A kitchen is the heart of a home. If it's dull and aging and not quite right, it can be a turnoff to buyers. 

Our REALTORS® have learned by experience that sometimes a great kitchen update might be all you need to add value and style to your home. We've done the research to provide our tips to help you rock your kitchen renovation. 

Click Here to Read More...

June
12

Staging Your Home for Sale8 Staging Secrets for Selling Your Home

An open house is an excellent way to get your home seen be many potential buyers, but it's more than just opening your door. Our REALTORS® often get asked for advice on how to get a home ready for sale or for an open house. Staging is essential! You'll want to make sure it looks appealing and inviting to as many buyers as possible. That ensures your home sells as quickly and at the best price. These tips will have your home looking amazing and ready to sell.

Click Here to Read More...

May
21

Selling Your Mansfield Home
Have you ever wondered what rules govern what should be left behind when you turn your home over to new buyers? The truth is, there isn't much by way of law to dictate what goes with the house, but common practice can help guide your decisions. There are certain things buyers tend to expect will come with the Mansfield homes they view. When it comes down to it, though, your contract spells out everything for both buyer and seller, so you can specify anything you want to take in your list of exclusions.

Here are some guidelines for what to leave, what you can take, and when to negotiate.

Click Here to Read More...

October
18

How Historically Low Interest Rates Increase Your Purchasing Power | MyKCM

According to Freddie Mac's latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.47%. Rates have remained at or below 3.5% each of the last 16 weeks, marking a historic low.

The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power.

Purchasing power, simply put, is the amount of home you can afford buy for the budget you have available to spend. As rates increase, the price of the house you can afford will decrease if you plan to stay within a certain monthly housing budget.

The chart below shows what impact rising interest rates would have if you planned to purchase a home within the national median price range, and planned to keep your principal and interest payments at or about $1,100 a month.

How Historically Low Interest Rates Increase Your Purchasing Power | MyKCM

With each quarter of a percent increase in interest rate, the value of the home you can afford decreases by 2.5%, (in this example, $6,250). Experts predict that mortgage rates will be closer to 4% by this time next year.

Act now to get the most house for your hard earned money.

August
29

 

Don't Get Caught in the Rental Trap! | MyKCM

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.

Don't Become Trapped

Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a "Rental Affordability Crisis." He warns that,

"Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that they'll outpace home price appreciation in the year ahead."

In the Joint Center for Housing Studies at Harvard University's 2015 Report on Rental Housing, they reported that 49% of rental households are cost-burdened, meaning they spend more than 30% of their income on housing. These households struggle to save for a rainy day and pay other bills, such as food and healthcare.

It's Cheaper to Buy Than Rent

In Smoke's article, he went on to say,

"Housing is central to the health and well-being of our country and our local communities. In addition, this (rental affordability) crisis threatens the future value of owned housing, as the burdensome level of rents will trap more aspiring owners into a vicious financial cycle in which they cannot save and build a solid credit record to eventually buy a home."

 "While more than 85% of markets have burdensome rents today, it's perplexing that in more than 75% of the counties across the country, it is actually cheaper to buy than rent a home. So why aren't those unhappy renters choosing to buy?"

Know Your Options

Perhaps you have already saved enough to buy your first home. HousingWire reported that analysts at Nomura believe:

"It's not that Millennials and other potential homebuyers aren't qualified in terms of their credit scores or in how much they have saved for their down payment.

 It's that they think they're not qualified or they think that they don't have a big enough down payment." (emphasis added)

Many first-time homebuyers who believe that they need a large down payment may be holding themselves back from their dream home. As we have reported before, in many areas of the country, a first-time home buyer can save for a 3% down payment in less than two years. You may have already saved enough!

Bottom Line

Don't get caught in the trap so many renters are currently in. If you are ready and willing to buy a home, find out if you are able. Let's get together to determine if you could qualify for a mortgage now!

July
5

4 Reasons to Buy This Summer!

4 Reasons to Buy This Summer! | MyKCM

Summer is here! The temperature isn't the only thing heating up right now, so too is the housing market in many areas of the country! Here are four great reasons to consider buying a home today instead of waiting.

1. Prices Will Continue to Rise

CoreLogic's latest Home Price Index reports that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.3% over the next year. The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report projects home values to appreciate by more than 3.2% a year for the next 5 years.

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

2. Mortgage Interest Rates Are Projected to Increase 

Freddie Mac's Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage have remained around 4%. Most experts predict that they will begin to rise over the next 12 months. The Mortgage Bankers Association, Freddie Mac & the National Association of Realtors are in unison, projecting that rates will be up almost a full percentage point by this time next year.

An increase in rates will impact YOUR monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is necessary to buy your next home. 

3. Either Way You are Paying a Mortgage

As a paper from the Joint Center for Housing Studies at Harvard University explains:

"Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That's yet another reason owning often does—as Americans intuit—end up making more financial sense than renting."

4. It's Time to Move On with Your Life

The 'cost' of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.

But what if they weren't? Would you wait?

Look at the actual reason you are buying and decide whether it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer or you just want to have control over renovations, maybe now is the time to buy.

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.

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