Articles Tagged "Closing Costs"

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December
13

Buyer Closing Costs - Haring Realty

Buying a home is one of the most significant purchases most people will ever make. And, just like when you go shopping at the store, the sticker price is not the home's total price. This can come as a shock to many first-time home sellers and first-time homebuyers alike, which is why our REALTORS® want you to know everything about closing costs and how they affect the final price you pay for your new dream home.

  • Fees and Commissions
    You will also need to factor in real estate agent fees and commissions. These can be around 6%, but they vary depending on the agent. The seller is the party that typically pays the agent fees and commissions. The seller also pays for title insurance and any pro-rated property taxes on the property. It is also the seller's responsibility to pay any HOA fees, attorney fees, and escrow money owed to the buyer. To help ink the deal, some contracts allow the seller and buyer to split, or have the buyer pay 100 percent of, the owner's title fees on cash deals.

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January
16

Home Buyers Closing Costs
Buying a house? Closing costs are among the most mysterious part of any home purchase.

Most buyers--especially first-time home buyers--don't know exactly what closing costs are for, how they are calculated, or how much to budget for them. It certainly doesn't help that these costs differ from each lender and each home.

One thing is for sure: There'll always be some closing costs when buying a house, and they're often the very last hurdle you'll have to clear. With that in mind, it's a good idea to prepare in advance and make them part of your strategy.

Let's look at some of the biggest questions around closing costs:

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