To build or buy? That's one of the first questions every homebuyer asks themselves before making a decision. Both choices offer plenty of benefits and plenty of challenges. Our REALTORS® know it's a difficult choice, but we also know that in most cases, buying a home is the better choice that offers far more advantages than drawbacks. As you consider your options, there are five key advantages every homebuyer should consider.
When looking for Mansfield or Ashland homes for sale, many buyers feel intimidated by the idea of the down payment. As in other kinds of loans, the down payment is the cash amount you'll "put down" to secure the transaction and get the financing you need.
Our REALTORS® know this is a potentially confusing issue. Advice about down payments has changed in recent years. Whenever the housing market takes a big swing, it's important to double-check all of your assumptions. A qualified real estate agent is the best person to ask.
Aging brings many changes in lifestyle and personal needs that can have a significant impact on finances. While some seniors choose to remain in their homes and age in place, others choose to downsize and move to smaller homes. If you're considering a move, our REALTORS® have some tips to make downsizing to a new home a smoother transition.
If you're considering moving to Mansfield and Ashland homes for sale, finding a home with the right amenities is essential for your senior years. Take a look at five home features that are important to your safety, health, lifestyle, and finances in your senior years.
Even in a buyer's market with plenty of affordable houses with little competition, buying a home is a stressful endeavor. This stress is amplified in today's market, where prices remain high and scant inventory leads to bidding wars. You can quickly become emotionally drained between finding a home that suits your needs and navigating a grueling loan approval process. Our REALTORS® can take some of the strain off your shoulders, but it's just as important to arm yourself with information to avoid buyer burnout.
Read on for some tips and tricks on navigating what can be both a stressful and joyful journey.
Buying a home is one of the most significant purchases most people will ever make. And, just like when you go shopping at the store, the sticker price is not the home's total price. This can come as a shock to many first-time home sellers and first-time homebuyers alike, which is why our REALTORS® want you to know everything about closing costs and how they affect the final price you pay for your new dream home.
Our REALTORS® know that no matter what your homebuying goals are, the process of getting a loan can seem intimidating. Whether you're looking at Mansfield or Ashland homes for sale, the question of financing looms large for most buyers.
If you're a U.S. military veteran, the Veterans Administration loan program may be a good fit for you.
Known popularly as the "VA home loan," it's one of the biggest benefits offered to America's veterans. It grants a wide range of perks compared to conventional loans, including no down payment and attractive rates. There are many other advantages that you might qualify for.
Before looking at Mansfield or Ashland homes for sale, many would-be buyers take time to improve their credit scores. As a general rule, the better your credit is, the easier it is to access home loans on favorable terms. That usually means better interest rates and saving thousands over a mortgage's life.
Our REALTORS® have helped many clients understand how to tackle this process. We have spoken to many people who have put off their plans to buy a home due to their low credit score, even when they have substantial current income.
Luckily, you can improve your credit score in 2021 no matter where you start from!
The housing market is pretty hot nowadays, and investors are flipping like it's 2006 again. If you've been browsing homes for a while, you've probably come across flipped houses. But, buying a flipped house can be risky business. Our REALTORS® are more than happy to guide you through the process and ensure you avoid any pitfalls.
If you're looking to buy a house in this market– for instance, these Mansfield and Ashland homes for sale – knowledge is the best tool you have at your disposal. So, here's a guide to help you figure out whether a flipped house is worth it.
House flipping occurs when a real estate investor buys a house, makes some upgrades, and sells it at a profit. House flippers do it to make money. That's not to say you should discount these houses. You can get a great deal on the house, considering you don't have to dig further into your pocket to make renovations.
In a perfect world, you'd have several months to fully prepare for a move. But in the real world, you often learn you need to move at the last minute. Maybe your house sold faster than you ever dreamed it would, or perhaps you stumbled upon the house of your dreams and bought it quickly. Regardless of why you need to move in a hurry, Our REALTORS® have some tips to help you out.
When that fabulous old house on the hill looms large in your thoughts, it's easy to get swept up in the nostalgia of the past. Whether it's memories of your youth or a longing for the days of yore, it's important to know what you could be getting into. While old houses most certainly have their charms, our REALTORS® know that it's important to look for warts, as well. That said, owning an older home is most certainly rewarding if you are willing to put in the work and resources required to maintain it.
While most homebuyers consider a garage a necessary or important home feature, many buyers overlook potential problems that may be lurking in the space. If you're looking around at Ohio homes for sale, our REALTORS® at Haring Realty can help you find a beautiful home with a two-car garage that's in great shape.
A garage is an asset to any home because it can serve many purposes. As a utilitarian space, its primary purpose is storage and protection for your car, which is a big expense. However, a garage can also provide a large amount of storage space for a washer and dryer, lawn care equipment, tools, household items, and clothing. Most homeowners with a two-car attached garage use the space for much more than storing vehicles.
Although your garage is separated from your living spaces in Mansfield or Ashland homes for sale, it's still space with structural components that need attention. Your garage can reveal telltale signs of damage that can have a significant impact on a home's investment. To avoid problems and expensive repairs, pay attention to your garage.
You've been browsing Mansfield and Ashland homes for sale for quite some time now and have finally found something perfect for you and your family's needs. You're ready to take the plunge and put in an offer on the house. But how long should you wait ?There's really no conventional answer to that question. But in a seller's market, when inventory is low and demand is high, you may have to go above and beyond to make sure you submit an early offer and that it stands out from the competition. Here's what you should know about making early offers along with strategies for making a winning one.
Making an offer isn't as simple as knocking on the door and informing the seller you'll take the house. Your intentions trigger the start of an intricate process between you and the seller. Don't expect the seller to accept your offer just because it came in first. Sellers usually think they've priced their home too low when an offer comes in fast. So, they want the house to have the longest exposure possible on the open market and get bids from a large number of buyers. An early offer would need to be mighty attractive for the seller to accept it instead of waiting too long for better offers.
Real estate markets across the country are red hot. It is not uncommon for sellers to receive numerous offers within days of listing their property. Time and time again, our REALTORS® have seen homes sell for well above their listing price. If you have your eye on the perfect property for your next home, we recommend taking the time to get prepared before you jump into the pool of buyers eager to get their hands on your dream home.
At Haring Realty, our REALTORS® know that some aspects of the home-buying process can be confusing.
Even buyers who have been through it all before don't know everything. And it can be even more worrisome for first-time buyers, who wonder about all the things they aren't familiar with yet. That can put a damper on the fun of looking at Mansfield or Ashland homes for sale.
One subject comes up again and again: Financing. Where to find a mortgage and how to get the best deal.
Choosing the best mortgage for you can save you thousands of dollars across the life of your mortgage. But buyers often go into the process knowing little about one of the most important factors that can influence your mortgage terms: your FICO score.
Our REALTORS® at Haring Realty strive to make homebuying easier. When looking at Mansfield and Ashland homes for sale, clients often have lots of questions. It's no surprise concerns around financing are common. That's not just true for first-time homebuyers, either: Whether they're buying a first place or a place to retire, everyone wants the best deal.
But the process of getting a mortgage can be complex. It's easy to get confused, which is one reason why the right real estate pro is such a valuable ally. One question that often doesn't get asked – because buyers don't have all the information at first – is this: "How does pre-approval affect my home search?"
Pre-approval can have a positive impact on your finances and the whole buying process.
Here's what to know.
Have you been thinking of downsizing? You are not alone. Statistics show that almost half of baby boomers are considering downsizing. Many people who downsizing have been thinking about moving out of their large home to a smaller home, condo or apartment for some time. Common factors in making this decision may be a recent retirement, children moving out of the home, financial issues, divorce or inability to continue to care for a larger home and/or yard. I am one of those people. Having had this experience myself, I wanted to write this blog which, I hope, will help you as you downsize.
Connie Ament, Realtor, Haring Realty Cincinnati
Real estate agents have experience and knowledge that can make buying a home easier and help you avoid costly mistakes. They can help you with many aspects of the home buying process, including several you may not have thought of.
If you've been thinking about buying one of the beautiful Mansfield homes for sale, you'll want to get your finances in order as soon as possible. In addition to saving for your down payment and gathering up your financial documents, you'll also need to check your credit score.
Your credit score will impact the interest rate you'll pay on your home loan, and, in some cases, whether you'll get approved at all. If you're concerned that your score is lower than it should be, don't panic. The following six tips will help you increase your score so you don't miss out on the home of your dreams.
Our REALTORS® at Haring Realty are excited to present an outstanding collection of Mansfield homes for sale this season. Our team is here to help clients achieve their goals in the real estate market – we help you every step of the way.
One trend that's become important here in Mansfield is the multigenerational home.
Economic shifts of the last few years have made it much more difficult for young people to buy a home. Job market fluctuations have left many in their 20s and 30s challenged to reach the kind of career they want. At the same time, elders are seeking stability in retirement and beyond.
The multigenerational family home is the solution that can serve both these needs.
At Haring Realty, our REALTORS® know house hunting has its share of ups and downs.
If you're buying a house as a couple, it's important to understand your needs and expectations so you can come to a choice as a couple. Some compromise is expected, but choosing a home over one partner's objections can lead to problems down the line.
On the other hand, a home you both love will only make your bond stronger.
Here's how you can do it:
Winter in Ohio is in full bloom. There is nothing quite as cozy as a crackling fire in the fireplace of your Mansfield home. However, the last thing any homeowner wants is for disaster to strike, potentially damaging their home and putting loved ones in danger. Understanding and practicing fireplace safety is crucial in ensuring that your house and family are safe. Our REALTORS® offer these eight tips to keep your fireplace in tip-top shape and protect our family.
If you've been searching for a new home, you probably know that the residential real estate market slows down this time of year. That doesn't mean you have to postpone your search. The year-end holiday season offers the best opportunities to visit Mansfield homes for sale and seal the deal on your new home.
Our REALTORS® keep informed about regional marketing data. Their research shows that buying a home during the holidays makes sense, especially when you're a serious buyer. They share five good reasons why you should step up your home search during the holidays.
When you're shopping for Mansfield homes for sale, finding a house that you'd love to call your own is just one step in a lengthy process. Negotiating a price for that home is one of the most critical steps in the process, while also ranking as one of the most intimidating for both new and experienced home buyers. Our REALTORS® know what it takes to succeed at the negotiating table, and we've put together six tips to help you negotiate a price when buying a house.
If you are a current or aspiring Ohio resident, then you should know that Mansfield homes for sale are worth looking into. Mansfield represents The Heart of Ohio, with a beautiful city skyline framed by lush forest woodlands. Arts-friendly and well known for its racing scene, Mansfield also prides itself on its thriving economy, whether you're looking to be a part of the local businesses or a large corporation.
Our REALTORS® at Haring Realty are always proud to introduce a client to the possibilities Mansfield has to offer, from the charm of the city itself to its amazing real estate opportunities. There's nothing quite like helping a new couple or transitioning Ohio family find a home that is just perfect for their needs - especially if it's their first home. Many people are looking to escape from the endless cycle of renting instead of owning. If you're not sure why here are just a few key reasons:
If you've been browsing online listings of Mansfield homes for sale, you've probably come across some that are listed as "contingent." Some buyers shy away from contingent listings because they don't really know what that means, or because they assume it means that the home isn't available. That can be a big mistake.
So let's take a moment to go over contingent home listings, and the different types of contingencies you may come across on your home search.
Summertime fun awaits you and your family at the 16th Annual Lexington Blueberry Festival. There's no better way to get to know the community while searching for your dream home than to join in the activities of this Lexington tradition. Our agents are ready with information on Lexington homes for sale, and make plans to enjoy the sights, sounds, and, of course, tastes of the Lexington Blueberry Festival from August 16 - 19.
Buying a house can be more challenging in a seller's market. It may feel as if you keep hitting roadblocks and dead ends and only the sellers are in control. In this market, there are more potential buyers, able and willing to make a purchase, than there are Mansfield homes for sale. The low inventory means that the existing homes are priced higher, but still sell relatively quickly.
This does not mean that you can't buy a home in Mansfield, Ohio for a good price even--it just means you may need a little help and advice from real estate insiders. Here are three ways to buy your dream home even in today's market.
Mansfield, Ohio is a hidden gem with lots of exciting things to do. Your whole family will enjoy the Arts Center, the Little Buckeye Children's Museum, and the peacock collection that lives in a tycoon's garden. You can visit the "Shawshank Redemption" movie location featured on Travel Channel's "Ghost Adventures," the Biblewalk Wax Museum, or Westinghouse's first working American robot, built here in 1939.
Buying your first home is a big step, and it's not always easy to know when the time is right to make it. If you're thinking about making the leap from renting to owning, our REALTORS® are here to help. These are the six biggest signs that the time is right to make that leap to homeownership.
We all know that buying a house has its challenges, and the terminology alone is enough to make your head swim. One of the terms our REALTORS® often get asked about is PMI—Private Mortgage Insurance. What is it? How does it work? What does it cost? Do I really need it? Is it tax deductible? We're here to answer all your questions for you.
Buying a new home is always a big deal, but buying your first home is an extra special occasion. It can, however, be also be filled with missteps if you go into it blindly and without the right information. If you're starting to feel overwhelmed by all the dos and don'ts of the home-buying process, our REALTORS® can make it easier with our five-step plan for buying a home in Ashland.
Even if you're new to a job, you can still fulfill your dream of owning a home. When you search for Mansfield homes for sale, you're destined to find the perfect residence in a neighborhood that fits your lifestyle. While your new job may present financing challenges, some mortgage companies will find ways to work around the obstacles.
Our REALTORS® believe that the path to homeownership is easier when you know what to expect. That's why we created a "First-Time Buyers Guide: Buying a Home With a New Job" with information to help you through your home-buying process.
Buying a house? Closing costs are among the most mysterious part of any home purchase.
Most buyers--especially first-time home buyers--don't know exactly what closing costs are for, how they are calculated, or how much to budget for them. It certainly doesn't help that these costs differ from each lender and each home.
One thing is for sure: There'll always be some closing costs when buying a house, and they're often the very last hurdle you'll have to clear. With that in mind, it's a good idea to prepare in advance and make them part of your strategy.
Let's look at some of the biggest questions around closing costs:
Winter has only just begun here in Northeast Ohio, and already we've had to deal with our fair share of ice and snow. The next time winter weather threatens, our REALTORS® want to make sure your home is ready for it. Here's how to make sure you and your home are ready for the next big snow storm.
One of the first challenges when buying a house is that there's simply so much information to sort through as you make your decision. Whether you're building a budget, searching for the right neighborhood, or thinking about how to make an appealing offer, asking the right questions will ultimately help you reach informed decisions. And you don't have to do it alone! Our REALTORS® are here to help, with a guide to the five key questions to ask when buying a house.
Spending time having fun with your kids is a great way to create family memories when you move to a new city. Winter officially arrives in Mansfield on December 21 and our REALTORS® have a long list of family-friendly activities in our community to share with you. One great way to get the most of winter in our neck of the woods is to hit the slopes at Snow Trails Ski Resort.
Nestled in the Possum Run Valley, Snow Trails is situated in one of the coldest spots in the region, a great place for making and maintaining a solid layer of snow. The resort opened its doors in 1961, making it the first ski resort in Ohio. It's still one of our favorites, and if you love skiing, snowboarding or tubing, you'll find everything you need to have fun in Mansfield.
Decorating your home for the holidays is a tradition that dates back centuries, and it's still as fun as ever! While you're busy decking the halls, however, it's important to make sure that you prioritize safety at all items. Holiday lights, wreaths, trees, and decorations do pose some safety risks when installed improperly, but the good news is that there are plenty of simple steps you can take to decorate as safely as possible this holiday season. Our REALTORS® are looking forward to the holiday decorating fun, and we've put together a collection of tips to help you deck the halls safely for the holidays.
Mansfield, Ohio comes alive in fall. As the leaves change and the air turns crisp, you'll find no shortage of fun ways to enjoy the season throughout Richland County. Our REALTORS® know all the best places to experience autumn in the Mansfield area—and Wayne's Country Market, located at 2440 Lexington Avenue in Mansfield, is a local favorite.
Buying a house? Things can change fast in the real estate market--and despite doing everything you can, you might find that prices shift against you. When prices are climbing fast, it can feel like you'll never find the home of your dreams.
Whatever you do ... don't give up hope! There are steps you can take to weather the tides in your local market when you're buying a house. If you're willing to adapt and adjust, you can come out with a home you'll truly be happy with. It just takes determination and a little expert know-how.
It's October, and you know what that means. Leaves are changing color, everything is pumpkin spice, and it's time for haunted houses. Though some people don't quite get the thrill of haunted houses, there's something enticing about the idea of getting a scare – as long as it doesn't get out of hand.
In Mansfield, Ohio, family, friends, and neighbors go all out on their haunted house shenanigans. Mansfield is the county seat of Richland County. Home to about 75,000 people, with more than 124,000 in the Greater Metro Area, it is known as the "heart of Ohio." For many brave souls, it is also the heart of Halloween!
Fall is just a few days away. While the hills of Vermont and New Hampshire may get an enormous amount of press when leaf-peeping season arrives, anyone who has spent any time in Ohio knows that there are plenty of colors to go around.
Ohio's Richland County area offers some of the best leaf-peeping opportunities in the state. To experience the best fall foliage that Ohio has to offer, these are the top spots in the Mansfield area to take a hike and watch the changing leaves.
When you think of filming sites for some of the most beloved movies ever made, does the city of Mansfield, Ohio spring to mind? It should! In addition the everyday pleasures of living in Mansfield, you'll find that the streets of our city have been walked by some of the biggest stars that Hollywood has to offer, and blockbuster season is about to return to our corner of Ohio with the production of a new Sylvester Stallone film in the city. Our REALTORS® are ready for lights, camera, action, and we've got all the details on why Mansfield is a true Hollywood hot-spot.
Everyone knows conditions in the real estate market can change fast. When things are looking favorable, buyers should move as quickly as they can to secure the funding they need and go after the home of their dreams.
Still, the process can be complex. Even with the help of a skilled real estate agent, an informed buyer is in the best position to get a great deal on a mortgage loan.
There are a lot of misunderstandings about mortgages, but the topic is not as tough as it appears.
Congratulations! You're ready to buy your first home. If you are like most newbies, you might be likely to ask family and friends for advice. A word to the wise ... be careful. Folks with even the best intentions can get the line between fact and fiction confused when it comes to real estate transactions. That is why it is best to save your questions for a professional.
Our team of REALTORS® has compiled this list of the most common home-buying myths to set the record straight when it comes to buying a house.
One of Ohio's most popular car shows is returning to the Mansfield area this Saturday, August 26. You've still got time to polish up your ride for the big show. The Heart of the City Cruise In – presented by the Downtown Mansfield organization – is always one of Mansfield's most well-attended special events, in part because it grows bigger and better with each passing year. There are activities during the show for every member of the family, to go along with all of the great food and community fun you'll enjoy throughout the day. Our REALTORS® are here to give you the inside scoop on what to expect from this year's Heart of the City Cruise In.
When many Americans think of wine and beer production, California comes to mind. However, Mansfield, Ohio residents know a different story. Before prohibition, Ohio was a major wine and beer producer. While local companies don't produce nearly as much wine and beer as they did in decades past, a new generation of vintners and brewers are re-establishing lost winery and brewery traditions.
Our REALTORS® want to share information about a few of the wineries and breweries in the Mansfield area. They are important to our local economy and they provide exciting refreshment, dining, and entertainment alternatives for people owning homes in Mansfield.
Nothing says summer in Ohio more than going to a local county fair. Whether it's the 3-Cs (carnival rides, cotton candy and cattle) you like or the feeling of camaraderie experienced by attending a community event, county fairs come alive with attractions and activities for all ages. The Richland County Fair in Mansfield, Ohio is no different.
Toward the end of every summer, the Richland County Fair provides the perfect place to catch up with old friends and make some new ones too. There are fair events geared toward every member of the family, and our REALTORS® are excited to share all of the attractions at this year's Richland County Fair.
Deciding to buy a home is very exciting. Looking through listings for Mansfield homes, finding a few favorites and daydreaming about how you'll decorate. It's fun. But for many, it becomes overwhelming as soon as they look at their bank account. Saving for a down payment requires patience, determination and discipline--but millions of people accomplish it every year so it's definitely not impossible. To help get you started, our agents at Haring Realty have put together a list of five smart ways to save for a down payment.
A big beautiful garden can be the heart of your summertime fun. You can stroll among colorful flowers and listen to birds sing early morning songs. Your family can share a leisurely picnic in the grass or sip lemonade beneath a luxurious shade tree.
As the mercury soars in Ohio this summer, many of us will be tempted to crank up the AC. Unfortunately, our energy bills will skyrocket with it. So how do you stay comfortable and cool down those air conditioning costs? Use these ideas from our REALTORS® to cool your home more efficiently, cutting down on utility costs.
Right neighborhood or right house ... Which is more important? When you're searching for homes in Mansfield, the answer to that question can become "complicated." Our real estate agents have created this list of things to consider when your searching the perfect Mansfield property for you and your family.
Tucked away among the green, rolling hills of Lucas, Ohio, Malabar Farm State Park is a beautiful, historic site with fun activities for the whole family. The story of Malabar Farms began in 1939, when accomplished author Louis Bromfield moved back to the Mansfield, Ohio area and began working on the property. By 1942 Malabar Farm was fully operational, and it has been an important part of the community ever since. Today, the farm is a popular destination for local families looking for a day of fun, along with many visitors to the Richland County area.