Posts in category 'Buying A House'
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Downsizing: Features Seniors Should Consider
Aging brings many changes in lifestyle and personal needs that can have a significant impact on finances. While some seniors choose to remain in their homes and age in place, others choose to downsize and move to smaller homes. If you're considering a move, our REALTORS® have some tips to make downsizing to a new home a smoother transition.
If you're considering moving to Mansfield and Ashland homes for sale, finding a home with the right amenities is essential for your senior years. Take a look at five home features that are important to your safety, health, lifestyle, and finances in your senior years.
31
Avoid Buyer Burnout With These 5 Tips
Even in a buyer's market with plenty of affordable houses with little competition, buying a home is a stressful endeavor. This stress is amplified in today's market, where prices remain high and scant inventory leads to bidding wars. You can quickly become emotionally drained between finding a home that suits your needs and navigating a grueling loan approval process. Our REALTORS® can take some of the strain off your shoulders, but it's just as important to arm yourself with information to avoid buyer burnout.
Read on for some tips and tricks on navigating what can be both a stressful and joyful journey.
31
Financing a Home: What You Need to Know in 2022
Our REALTORS® have been getting many questions about what to expect from the housing market in the coming year. No matter whether you're interested in Mansfield or Ashland homes for sale, there are plenty of opportunities.
The big question on everyone's mind is how financing will change in 2022.
Over the last year, many places in the country have seen home prices skyrocket. Homeowners have had the chance to attract abundant attention, with many homes receiving competitive bids from multiple buyers at once. As a result, quite a few homes have sold for well over asking price.
13
What Buyers Need to Know About Closing Costs
Buying a home is one of the most significant purchases most people will ever make. And, just like when you go shopping at the store, the sticker price is not the home's total price. This can come as a shock to many first-time home sellers and first-time homebuyers alike, which is why our REALTORS® want you to know everything about closing costs and how they affect the final price you pay for your new dream home.
- Fees and Commissions
You will also need to factor in real estate agent fees and commissions. These can be around 6%, but they vary depending on the agent. The seller is the party that typically pays the agent fees and commissions. The seller also pays for title insurance and any pro-rated property taxes on the property. It is also the seller's responsibility to pay any HOA fees, attorney fees, and escrow money owed to the buyer. To help ink the deal, some contracts allow the seller and buyer to split, or have the buyer pay 100 percent of, the owner's title fees on cash deals.
8
Buyers: What You Need to Know about VA Loans
Our REALTORS® know that no matter what your homebuying goals are, the process of getting a loan can seem intimidating. Whether you're looking at Mansfield or Ashland homes for sale, the question of financing looms large for most buyers.
If you're a U.S. military veteran, the Veterans Administration loan program may be a good fit for you.
Known popularly as the "VA home loan," it's one of the biggest benefits offered to America's veterans. It grants a wide range of perks compared to conventional loans, including no down payment and attractive rates. There are many other advantages that you might qualify for.