Posts in category 'Buying A House'
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26
Buying a House? 6 Tips to Increase Your Credit Score
If you've been thinking about buying one of the beautiful Mansfield homes for sale, you'll want to get your finances in order as soon as possible. In addition to saving for your down payment and gathering up your financial documents, you'll also need to check your credit score.
Your credit score will impact the interest rate you'll pay on your home loan, and, in some cases, whether you'll get approved at all. If you're concerned that your score is lower than it should be, don't panic. The following six tips will help you increase your score so you don't miss out on the home of your dreams.
22
Multigenerational Living: Buying a House for Your Entire Family
Our REALTORS® at Haring Realty are excited to present an outstanding collection of Mansfield homes for sale this season. Our team is here to help clients achieve their goals in the real estate market – we help you every step of the way.
One trend that's become important here in Mansfield is the multigenerational home.
Economic shifts of the last few years have made it much more difficult for young people to buy a home. Job market fluctuations have left many in their 20s and 30s challenged to reach the kind of career they want. At the same time, elders are seeking stability in retirement and beyond.
The multigenerational family home is the solution that can serve both these needs.
25
Married and House Hunting: Buying a House That Works for You Both
At Haring Realty, our REALTORS® know house hunting has its share of ups and downs.
If you're buying a house as a couple, it's important to understand your needs and expectations so you can come to a choice as a couple. Some compromise is expected, but choosing a home over one partner's objections can lead to problems down the line.
On the other hand, a home you both love will only make your bond stronger.
Here's how you can do it:
18
Just Moved to Ashland: 8 Ways to Meet Your New Neighbors
Our REALTORS® know a lot about the neighborhoods they serve, but one thing they can't do is help you meet the neighbors. Getting to know your neighbors is a good way to get connected in your new community, and it helps you feel settled and more at home. Everyone wants good neighbors, and while you may not become best friends (though many do!), you'll want to make things as easy on everyone as possible. Here's how to get your relationship off to a good start.
7
Here's How You Can Afford to Buy a Home in Ohio in 2019
Do you dream of buying one of our local Mansfield homes for sale, but think there's no viable way to afford it? Think again! 2019 can be your year to purchase a house! Gathering the right information, taking advantage of multiple resources and making friends with your budget are the critical ingredients for taking that life-changing step. With a bit of planning and effort before you begin searching, buying a home may not be easier than you ever imagined.
- Understand What You Can Afford
Now is the time to create a home buying budget, and in doing so, you'll know what you can afford in relation to where you want to purchase. In addition to the actual mortgage payment, you'll need to plan for the down payment, closing costs, taxes and insurance, and the likelihood of higher energy and maintenance expenses. That being said, in many cities, monthly rental rates are at or above what you will pay for a mortgage payment. One of the best ways to determine your home buying budget is to talk to a lender and get pre-approved for a mortgage. Knowing what you can afford will allow you to build your budget around what you're expecting to spend on your home.