Posts with tag 'buyers'
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13
Your Real Estate Agent to the Rescue
Real estate agents have experience and knowledge that can make buying a home easier and help you avoid costly mistakes. They can help you with many aspects of the home buying process, including several you may not have thought of.
The following are just a few of the things our REALTORS® can help you with when you're looking at Mansfield homes for sale:
- Spotting problems you may not notice
Real estate agents have looked at enough homes to be able to spot problems that you may not notice. For example, he or she may be able to see signs of insect issues, problems with the roof, or leaks in the home. These may be expensive problems to fix, and if your real estate agent notices them, you may end up saving a lot of money or avoiding a headache.
9
How Early Is Too Early for Home Loan Pre-Approval?
When it comes to applying for a mortgage, getting pre-approved for financing and starting the credit application process should begin as early as possible. The sooner you get a jump on the process, the fewer problems you'll have when it's time to close and sign on the dotted line.
But is it possible to apply too early? Our REALTORS® know the answers, and we've put together some of our expertise to help you apply for your mortgage financing at an optimal time for your home purchase.
How Long Does Pre-Approval Take?
Before you decide how early to apply for a mortgage, we should help you understand how long the pre-approval process takes.
25
Everything You Need to Know About VA Loans
If you've spent even a tiny amount of time shopping around for a mortgage, then you know it's not exactly a picnic. Our REALTORS® understand that securing a home loan is easily the least fun part of the home buying process, but it's an unavoidable one.
That said, many homebuyers have a loan option they may not have considered: VA Loans. For those who qualify, a VA loan is an amazing resource, arguably much better than a conventional mortgage. So if you're looking at Mansfield homes for sale, be sure to carefully consider all your loan options.
What is a VA Loan?
VA Loans are backed by the U.S. Department of Veterans Affairs and are designed to provide a simple and affordable route to homeownership for military, veterans and their families. Since VA Loans were first offered under the Servicemen's Readjustment Act in 1944, they have helped countless current and former service members finance their homes.
11
Homebuyers: Don't Drive Yourself Crazy Commuting
It's true that location matters when it comes to buying a home. A top location can offer a great school district, great amenities, convenient access to shopping, and a low crime rate. However, your commute time to work is another important factor to consider when looking for Mansfield homes for sale. It can be tempting to ignore a long commute if it would mean foregoing what is an otherwise perfect home. But will the time and cost of a long commute be worth it?
The Costs of a Long Commute
The average American commutes for approximately 25.4 minutes each way. But those in larger metropolitan areas are subject to an extremely long commute of up to 1.5 hours each way. Extreme commuters spend at least 15 hours a week on the road without getting paid for it. As the time adds up, so do your travel expenses, especially gas and car maintenance. In most cases, the savings realized by purchasing a home in a suburban area result in a higher cost overall. Adding a distant commute to your housing expenses can exceed 30% of your gross monthly income.
22
Multigenerational Living: Buying a House for Your Entire Family
Our REALTORS® at Haring Realty are excited to present an outstanding collection of Mansfield homes for sale this season. Our team is here to help clients achieve their goals in the real estate market – we help you every step of the way.
One trend that's become important here in Mansfield is the multigenerational home.
Economic shifts of the last few years have made it much more difficult for young people to buy a home. Job market fluctuations have left many in their 20s and 30s challenged to reach the kind of career they want. At the same time, elders are seeking stability in retirement and beyond.
The multigenerational family home is the solution that can serve both these needs.