Posts with tag 'For Buyers'

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August
30

August 30th, 2016 by

 

 

Why Is There So Much Paperwork to Sign to Get a Mortgage? | MyKCM

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.

Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.

There are two very good reasons that the loan process is much more onerous on today's buyer t...

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Categories: Finance
Tags: real estate, homes, realtor, listing, making offer, today's real estate market, sales, Market Updates, Move-Up Buyers, First Time Homebuyers, For Buyers, For Sellers, House sales, Finance, Mortgage
August
29

August 29th, 2016 by

 

Don't Get Caught in the Rental Trap! | MyKCM

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.

Don't Become Trapped

Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a "Rental Affordability Crisis." He warns that,

"Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that th...

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Categories: Housing Market
Tags: real estate, overview, Mansfield OH, homes, realtor, richland county, listing, making offer, sell, sales, homes, north central ohio, Market Updates, First Time Homebuyers, For Buyers, Move-Up Buyers, First Time Homebuyers, For Buyers, For Sellers, Forclosures, Distressed Properties, House sales, buyers, sellers
August
19

August 19th, 2016 by
'Old Millennials' Are Diving Head-First into Homeownership [INFOGRAPHIC] | MyKCM

Some Highlights:

  • 'Old Millennials' are defined as 25-36 year olds according to the US Census Bureau.
  • According to NAR's latest Profile of Home Buyers & Sellers, the median age of all first-time home buyers is 31 years old.
  • More and more 'Old Millennials' are realizing that homeownership is within their reach now!
Categories: Housing Market
Tags: First Time Homebuyers, For Buyers, For Sellers, Forclosures, Distressed Properties
August
1

August 1st, 2016 by
Why You Should Hire a Real Estate Professional When Buying A Home! | MyKCM

Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. In today's market: you need an experienced professional!

You Need an Expert Guide if You Are Traveling a Dangerous Path

The field of real estate is loaded with land mines. You need a true expert to guide you through the dangerous pitfalls that currently exist. Finding a home that is priced appropriately and ready for you to move in to can be tricky. An agent listens to your wants and needs, and can sift thro...

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Categories: Housing Market
Tags: First Time Homebuyers, For Buyers, First Time Homebuyers, For Buyers
July
19

July 19th, 2016 by

A Homeowner's Net Worth is 45x Greater Than a Renter's!

A Homeowner's Net Worth is 45x Greater Than a Renter's! | MyKCM

Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner's net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).

In a Forbes ar...

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Categories: Housing Market
Tags: Mansfield OH, homes, listing, making offer, homes, Market Updates, First Time Homebuyers, For Buyers, First Time Homebuyers, For Buyers, For Sellers
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