Posts with tag 'Market Updates'

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August
30

August 30th, 2016 by

 

 

Why Is There So Much Paperwork to Sign to Get a Mortgage? | MyKCM

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.

Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.

There are two very good reasons that the loan process is much more onerous on today's buyer t...

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Categories: Finance
Tags: real estate, homes, realtor, listing, making offer, today's real estate market, sales, Market Updates, Move-Up Buyers, First Time Homebuyers, For Buyers, For Sellers, House sales, Finance, Mortgage
August
29

August 29th, 2016 by

 

Don't Get Caught in the Rental Trap! | MyKCM

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.

Don't Become Trapped

Jonathan Smoke, Chief Economist at realtor.com, reported on what he calls a "Rental Affordability Crisis." He warns that,

"Low rental vacancies and a lack of new rental construction are pushing up rents, and we expect that th...

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Categories: Housing Market
Tags: real estate, overview, Mansfield OH, homes, realtor, richland county, listing, making offer, sell, sales, homes, north central ohio, Market Updates, First Time Homebuyers, For Buyers, Move-Up Buyers, First Time Homebuyers, For Buyers, For Sellers, Forclosures, Distressed Properties, House sales, buyers, sellers
July
19

July 19th, 2016 by

A Homeowner's Net Worth is 45x Greater Than a Renter's!

A Homeowner's Net Worth is 45x Greater Than a Renter's! | MyKCM

Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner's net worth is 36 times greater than that of a renter ($194,500 vs. $5,400).

In a Forbes ar...

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Categories: Housing Market
Tags: Mansfield OH, homes, listing, making offer, homes, Market Updates, First Time Homebuyers, For Buyers, First Time Homebuyers, For Buyers, For Sellers
July
5

July 5th, 2016 by

4 Reasons to Buy This Summer!

4 Reasons to Buy This Summer! | MyKCM

Summer is here! The temperature isn't the only thing heating up right now, so too is the housing market in many areas of the country! Here are four great reasons to consider buying a home today instead of waiting.

1. Prices Will Continue to Rise

CoreLogic's latest Home Price Index reports that home prices have appreciated by 6.2% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.3% over the next year. The Home Price Expectation Survey polls a distinguished panel of ov...

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Categories: Housing Market
Tags: real estate, overview, Mansfield OH, homes, realtor, richland county, listing, making offer, selling, sell, sales, homes, north central ohio, Sellers, Market Updates, First Time Homebuyers, For Buyers, Move-Up Buyers, First Time Homebuyers, For Buyers, For Sellers
March
9

March 9th, 2016 by

Housing Market To

Just like our clocks this weekend in the majority of the country, the housing market will soon "spring forward!" Similar to tension in a spring, the lack of inventory available for sale in the market right now is what is holding back the market.

Many potential sellers believe that waiting until Spring is in their best interest, and traditionally they would have been right.

Buyer demand has seasonality to it, which usually falls off in the winter months, especially in areas of the country impacted by arctic temperatures and conditions.

That hasn't happened this year.

Demand for housing has remained strong as mortgage rates have remained near

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Categories: Marketing
Tags: Sellers, Market Updates
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