Posts with tag 'Mortgage'

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September
7

September 7th, 2016 by

 

Is the Current Pace of Home Sales Sustainable? | MyKCM

There are some experts questioning whether the current pace of residential home sales is sustainable. Are too many people buying homes like in 2004-2006? Are we headed for another housing crisis? Actually, if we look closely at the numbers, we can see that we are looking at a very healthy real estate market.

Why the concern?

Some are looking at the last three years of home sales and comparing them to the three years just prior to the housing bubble. Looking at the graph below, we can understand that thinking.

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Categories: Housing Market
Tags: north central ohio, Market Updates, For Buyers, Move-Up Buyers, For Sellers, Forclosures, House sales, Mortgage
August
30

August 30th, 2016 by

 

 

Why Is There So Much Paperwork to Sign to Get a Mortgage? | MyKCM

We are often asked why there is so much paperwork mandated by the bank for a mortgage loan application when buying a home today. It seems that the bank needs to know everything about us and requires three separate sources to validate each and every entry on the application form.

Many buyers are being told by friends and family that the process was a hundred times easier when they bought their home ten to twenty years ago.

There are two very good reasons that the loan process is much more onerous on today's buyer t...

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Categories: Finance
Tags: real estate, homes, realtor, listing, making offer, today's real estate market, sales, Market Updates, Move-Up Buyers, First Time Homebuyers, For Buyers, For Sellers, House sales, Finance, Mortgage
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