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October
11

Buying a house & priced out of the market
Buying a house? Things can change fast in the real estate market--and despite doing everything you can, you might find that prices shift against you.  
When prices are climbing fast, it can feel like you'll never find the home of your dreams.

Whatever you do ... don't give up hope!  There are steps you can take to weather the tides in your local market when you're buying a house. If you're willing to adapt and adjust, you can come out with a home you'll truly be happy with. It just takes determination and a little expert know-how.

  • Partner With an Experienced Real Estate Pro
    When it comes to navigating a tough real estate market, there's nothing better than working with a professional who knows the ins and outs. No matter what your goals are, you can accelerate the process and save money with our REALTORS®. A good real estate agent not only helps you find an amazing home, but advocates for your interests at every turn.

  • Bring in Family Members Who Can Invest
    Family sticks together, and that spirit can bring a lot to the table when you're buying a house. If you have family members who can help with financing – either directly or as part of a clearly-articulated co-signing agreement – it may be time to bring them on board. In many areas, a family member can even co-own the property if that will help.

  • Consider Starting Smaller and Trading Up
    Depending on your needs, a smaller "starter home" can be a terrific investment. By choosing a nice condo or townhouse, you can explore your options further and wait for market conditions to go your way. Plus, your property is likely to appreciate in value even if it's on the smaller side. That can make things easier when the right moment comes along to trade up.

  • Think About Buying a Fixer-Upper
    If you want more house at a better value, a fixer-upper could be ideal. Of course, you should start with an inspection to rule out properties with serious problems. You'll soon find, though, that many wonderful houses just need a coat of paint and some attention. And, if it turns out your fixer-upper isn't quite right for you, all your renovations will likely boost its value for a "fix and flip."

  • Check Out Nearby Suburbs
    For many homebuyers, the length of the morning commute is a major concern. If it means the difference between buying now and waiting, however, it's a good idea to cast a wider net – looking at the neighborhoods around your target area. You might discover a great deal in a beautiful area you wouldn't have thought about otherwise. That has a way of making a drive more pleasant!

  • Save Longer
    Where there's a will, there's a way – but sometimes, waiting a little longer can be the best plan. While you do, you can strengthen your hand by saving a bigger down payment. Shifting from a 10% down payment to 20% or even 15% can save you thousands in the long run.

  • Adjust Your Expectations
    That's not to say you should settle for less. Still, if you just can't find a home that meets your needs, it's a good idea to take a second look at your list of requirements. By relaxing a few of your least important expectations, you could open yourself up to a new world of great properties.

No matter if you're looking at Ashland homes, Mansfield homes, or Crestline homes, we can help. Contact Haring Realty for the best personalized service in Ohio.

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