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July
17

Mansfield Dream Home
It feels like you have been searching for your dream home forever until you find one that seems perfect for you and your family. The question now is, what next? Well, the next logical step is making the seller an offer before you are beaten to the punch.

However, before making an offer, you need to be an informed buyer. This means doing extensive research about the Mansfield, Ohio, real estate market. Below are four things to help improve your odds of closing the deal. 

Four Things to Help You Buy Your Perfect Mansfield Home

  1. Work with the Right Mansfield Real Estate Agent
    Buying your dream home is easier when you have the right team of professionals behind you during every step of the way. Working with a realtor allows you to zero in on suitable Mansfield homes for sale until you find the perfect one. Your realtor will also help you carry out a comparative analysis of similar homes in the area and help you settle on a suitable price that is not too high for you or too low for the seller.

  2. Find the Right Lender
    Before taking out a mortgage to buy your home, do your due diligence concerning the best lender in town. Again, your real estate agent can help you find one from their extensive network of lenders. Select a lender offering the lowest interest rates and can process your loan quickly.

  3. Choose the Right Mortgage
    When applying for your mortgage, take time to choose the best one for you. A longer fixed rate mortgage (say 30 years) is popular but may not suit you; while a 15-year mortgage may be perfect for you if you can afford to make higher payments.

    There are also adjustable-rate mortgages (ARMs) available to you. ARMs charge a fixed interest rate during a set period (say one to ten years) after which they charge variable rates that may go up or down depending on the existing market rates. A rule of the thumb when making your choice is to take into consideration your budget, present cash flow situation, any other future plans you have, as well as the amount of risk you are willing to take and the uncertainty you can handle.

    If you are looking at other mortgage options like VA or FHA loans, check first to see whether you qualify before making any home purchasing decision. With so many mortgage options and variables to consider, it is advisable to hire a financial planner to help you analyze all your options and pick one that makes the most financial sense.

  4. Make a Convincing Offer
    Your perfect home may have numerous potential buyers who are able and willing to make a purchase. Therefore, your offer needs to be so strong that the buyer will want to accept. Consider the following:

    • Ensure that you are pre-approved for a loan before making an offer. This shows the buyer that you will not have any financial issues ahead.

    • Make a clean offer devoid of unnecessary requests and contingencies since these will mean more work and expenses for the buyer. However, do not overlook major issues uncovered during the inspection process as they may cost you later in repairs.

Haring Realty - Your Mansfield Real Estate Experts

The bottom line is that finding the perfect home is just the first step to making it yours. Our REALTORS® work tirelessly with you to ensure that you end up living in it. Our Mansfield real estate experts are ready to help you secure your dream home. Contact us today to get your home search started.

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