Posts with tag 'First Time Homebuyers'
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8
Buyers: What You Need to Know about VA Loans
Our REALTORS® know that no matter what your homebuying goals are, the process of getting a loan can seem intimidating. Whether you're looking at Mansfield or Ashland homes for sale, the question of financing looms large for most buyers.
If you're a U.S. military veteran, the Veterans Administration loan program may be a good fit for you.
Known popularly as the "VA home loan," it's one of the biggest benefits offered to America's veterans. It grants a wide range of perks compared to conventional loans, including no down payment and attractive rates. There are many other advantages that you might qualify for.
20
Improving Your Credit Score May Be Easier Than You Think
Before looking at Mansfield or Ashland homes for sale, many would-be buyers take time to improve their credit scores. As a general rule, the better your credit is, the easier it is to access home loans on favorable terms. That usually means better interest rates and saving thousands over a mortgage's life.
Our REALTORS® have helped many clients understand how to tackle this process. We have spoken to many people who have put off their plans to buy a home due to their low credit score, even when they have substantial current income.
Luckily, you can improve your credit score in 2021 no matter where you start from!
16
First-Time Buyers: Moving From an Apartment to a House
Moving from an apartment into your first home is exciting. But, it's also a bit nerve-wracking as you ponder plans for all the additional space you now have at your disposal. Our REALTORS® understand how you feel, and there are plenty of things you can do to keep your mind focused on the tasks ahead. The following tips will help you tie a bow on all the details so that you can enjoy settling into your new home.
- Take care of the apartment first. Make sure to reread your lease and notify your landlord of your intention to move within the specified timeframe. You will want to confirm your responsibilities, when you'll get your deposit back, etc. You should also take care of any final rent payments, utility bills, and don't forget to file a change-of-address form with the post office.
5
Buyers: Don't Overlook the Garage
While most homebuyers consider a garage a necessary or important home feature, many buyers overlook potential problems that may be lurking in the space. If you're looking around at Ohio homes for sale, our REALTORS® at Haring Realty can help you find a beautiful home with a two-car garage that's in great shape.
A garage is an asset to any home because it can serve many purposes. As a utilitarian space, its primary purpose is storage and protection for your car, which is a big expense. However, a garage can also provide a large amount of storage space for a washer and dryer, lawn care equipment, tools, household items, and clothing. Most homeowners with a two-car attached garage use the space for much more than storing vehicles.
Although your garage is separated from your living spaces in Mansfield or Ashland homes for sale, it's still space with structural components that need attention. Your garage can reveal telltale signs of damage that can have a significant impact on a home's investment. To avoid problems and expensive repairs, pay attention to your garage.
15
Why You Shouldn't Bypass the Pre-Approval Process
Our REALTORS® at Haring Realty strive to make homebuying easier. When looking at Mansfield and Ashland homes for sale, clients often have lots of questions. It's no surprise concerns around financing are common. That's not just true for first-time homebuyers, either: Whether they're buying a first place or a place to retire, everyone wants the best deal.
But the process of getting a mortgage can be complex. It's easy to get confused, which is one reason why the right real estate pro is such a valuable ally. One question that often doesn't get asked – because buyers don't have all the information at first – is this: "How does pre-approval affect my home search?"
Pre-approval can have a positive impact on your finances and the whole buying process.
Here's what to know.